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Eager to refinance but don't know where to begin? We've made refinancing easy. Follow these easy steps and get your loan closed quickly.

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Rates

Find current mortgage rates that fit your financial goals or pick from a variety of mortgage rates to find one that matches your lifestyle.

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Calculator

Free tools and resources at your fingertips that can help you make sound financial decisions. Calculate your payment or decide which loans work best for you.

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Alert

Are you too busy to track rates on a daily basis? We will do the tracking for you. Just let us know what rate you desire and we will do the rest.

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Today's Advertised Special Rates

Have 78% of your payment go towards principle. 120 Month Term (10 Year Fixed).

Zero Costs!

2.750% / 2.750% APR

When more of your payment goes towards your principle

YOU win and NOT the banks!

Rates effective as of: July 27, 2016 12:00PM

No Income. No Appraisal. No Problems.

30 Year Fixed. Zero Closing Costs!

3.375% / 3.375% APR

Get the lowest payment and maximum savings.

Rates effective as of: July 27, 2016 12:00PM

Lowest Rate. Lowest Fixed Payment. Maximum Cash Flow.

30 Year Fixed. Zero Costs!

3.500% / 3.500% APR

Long Live the Queen.

Rates effective as of: July 27, 2016 12:00PM

Agency Fixed Loans

30 Year Fixed
RatePointsAPR
3.500%BIG ZERO3.500%
3.375%Fees3.441%
3.250%0.5003.355%
3.125%1.0003.268%
25 Year Fixed
RatePointsAPR
3.500%BIG ZERO3.500%
3.375%Fees3.457%
3.250%0.5003.372%
3.125%1.0003.291%
20 Year Fixed
RatePointsAPR
3.375%BIG ZERO3.375%
3.250%Fees3.342%
3.125%0.5003.272%
3.000%1.0003.201%
15 Year Fixed
RatePointsAPR
2.875%BIG ZERO2.875%
2.750%Fees2.867%
2.625%0.5002.813%
2.500%1.0002.757%
10 Year Fixed
RatePointsAPR
2.750%BIG ZERO2.750%
2.625%Fees2.796%
2.500%1.0002.876%

Rates effective as of: July 27, 2016 12:00PM

30 Year Fixed
RatePointsAPR
3.750%BIG ZERO3.750%
3.625%Fees3.662%
3.500%0.5003.559%
3.375%1.0003.457%
25 Year Fixed
RatePointsAPR
3.750%BIG ZERO3.750%
3.625%Fees3.671%
3.500%0.5003.572%
3.375%1.0003.469%
20 Year Fixed
RatePointsAPR
3.750%BIG ZERO3.750%
3.625%Fees3.677%
3.500%0.5003.584%
3.375%1.0003.489%
15 Year Fixed
RatePointsAPR
3.000%BIG ZERO3.000%
2.875%Fees2.941%
2.750%0.5002.856%
2.625%1.0002.771%

Rates effective as of: July 27, 2016 12:00PM

VA Loans

30 Year Fixed
RatePointsAPR
3.375%BIG ZERO3.415%
3.250%Fees3.356%
3.125%0.5003.269%
3.000%1.0003.182%
25 Year Fixed
RatePointsAPR
3.375%BIG ZERO3.421%
3.250%Fees3.372%
3.125%0.5003.292%
3.000%1.0003.2115%
20 Year Fixed
RatePointsAPR
3.375%BIG ZERO3.411%
3.250%Fees3.333%
3.125%0.5003.364%
3.000%1.0003.395%
15 Year Fixed
RatePointsAPR
3.000%BIG ZERO3.041%
2.875%Fees2.981%
2.750%0.5003.021%
2.625%1.0002.801%

Rates effective as of: July 27, 2016 12:00PM

30 Year Fixed
RatePointsAPR
3.750%BIG ZERO3.773%
3.625%Fees3.685%
3.500%0.5003.582%
3.375%1.0003.479%

Rates effective as of: July 27, 2016 12:00PM

FHA Loans

30 Year Fixed
RatePointsAPR
3.375%BIG ZERO3.512%
3.250%Fees3.456%
3.125%1.0003.343%
2.990%1.5003.246%
25 Year Fixed
RatePointsAPR
3.375%BIG ZERO3.541%
3.250%Fees3.489%
3.125%1.0003.379%
2.990%1.5003.289%
20 Year Fixed
RatePointsAPR
3.375%BIG ZERO3.574%
3.250%Fees3.541%
3.125%1.0003.433%
2.990%1.5003.352%
15 Year Fixed
RatePointsAPR
2.875%BIG ZERO3.128%
2.750%Fees3.121%
2.625%0.5003.065%
2.500%1.0003.009%

Rates effective as of: July 27, 2016 12:00PM

30 Year Fixed
RatePointsAPR
3.625%BIG ZERO3.705%
3.375%Fees3.491%
3.125%0.5003.261%
3.000%1.0003.156%

Rates effective as of: July 27, 2016 12:00PM

Get
your Cash Out

Are you one of millions of homeowners who still has equity? Rates are at a 50 Year low and getting your cheap cash is just clicks away. Cash out for any purpose at incredibly low rates today!

Lower
your Payments

Are you needlessly paying too much on your current mortgage? Find out how you can secure the lowest rates in history and put your hard earned income back into your pocket!

Lower
your Rate

Are you one of the millions of homeowner's paying an interest rate higher than 5%? Rates are at a 70 Year low and its time to secure a rate as low as 3% fixed. Stop throwing your had earned money out the door, apply for a refinance with Rite Lend today!

Consolidate
your Debts

Homeowners like most Americans carry unnecessary personal debt such as credit cards that charge high interest rates, some as up as 29.99%. Take advantage of incredibly low rates and payoff all those high interest rate debts today!

  • Refinancing can lower your rate and payment.
  • Refinance to convert your adjustable rate into a fixed rate.
  • Refinance your interest-only loan into a fully-amortized loan.
  • Convert your 30 year loan to a shorter-term loan.
  • Take cash out to consolidate your debt.
  • Take cash out for home improvements.